Credit Card Terms and Conditions
Credit card companies can change the terms and conditions of your account. They will send you advance
notices about changes in fees, interest rates, billing, and other features. By reading these “change in terms”
notices, you can decide whether you want to change the way you use the card. For example, if cash advance fees increase, you may decide to use a different card for cash advances. If you have a card with a variable rate or if you have an introductory rate that is ending, be aware that credit card companies are not required to send you a notice about raising your interest rate. Interest rates are listed on your monthly bill. Read your bill carefully and take note of any changes.
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